Avoid Bankruptcy 

• Are you looking for an alternative to bankruptcy?

• Are you behind on your mortgage?

• Have you tried to obtain funds to bring your loan current without success?

• Are you worried about having a foreclosure on your credit report for the next 10 years?

• Do you need help FAST?

Millions of individuals and families are burried so deeply in debt that they can not get out. 

Predatory lending practices have trapped unsuspecting people in a stranglehold of debt. 

Recent changes in the law have put bankruptcy out of reach for many.  

There is a way out!

Our loss mitigation and debt settlement programs PROVIDE AN ALTERNATIVE TO BANKRUPTCY and are designed to achieve the following:

• stopping of a foreclosure

• reduction of your interest rate

• lower your monthly payments

• reduce your total debt burden

Call now for details. (800) 580-5351

Every situation is unique and results may vary depending on your hardship, debt burden, creditors, income, assets and credit history. Our debt analysts will do a comprehensive assessment or your situation and present you with real solutions.

If you are looking for a realistic long term solution to your financial problems APPLY TODAY.   

Definitions

Chapter 7 of the Bankruptcy Code is available to both individual and business debtors. Its purpose is to achieve a fair distribution to creditors of the debtor’s available non-exempt property.  Unsecured debts not reaffirmed are discharged, providing a fresh financial start.  

Chapter 11 of the Bankruptcy Code is available for both business and consumer debtors. Its purpose is to rehabilitate a business as a going concern or reorganize an individual’s finances through a court-approved reorganization plan.

Chapter 12 of the Bankruptcy Code is designed to give special debt relief to a family farmer with regular income from farming. 

Chapter 13 of the Bankruptcy Code is available for an individual with regular income whose debts do not exceed specific amounts; it is typically used to budget some of the debtor’s future earnings under a plan through which unsecured creditors are paid in whole or in part. 

*Definitions from Bankruptcy Overview: Issues, Law and Policy, by the American Bankruptcy Institute.

Click here to learn more about the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005

Click here to learn more about predatory lending pratices in the United States.